ClaimXray
7 Interactive Contract Exposure Tools • All 6 Contract Verticals Covered

Free Contract Financial Exposure Calculators

Quantify the exact dollar risk hidden inside uncapped commercial leases, SaaS order forms, and physician employment contracts—and generate ready-to-paste protective redline riders.

Commercial Lease Defense$18,000 – $85,000+ 5-Year Savings

Commercial Lease NNN & CAM Cap Calculator

Model how uncapped Common Area Maintenance (CAM) increases, 15% landlord administrative fees, and rooftop HVAC replacements compound over 5 years vs. a 4% non-cumulative cap.

Open NNN / CAM Calculator →
Personal Asset Protection$120,000 – $480,000+ Net-Worth Shield

Good-Guy Guaranty Burn-Off Calculator

Compare full 5-year personal net-worth liability under a standard commercial lease guaranty against a 12-month Good-Guy Guaranty burn-off and rolling notice cap.

Open Good-Guy Guaranty Calculator →
SaaS & Vendor Procurement$14,000 – $65,000+ 3-Year Savings

SaaS Auto-Renewal & Price-Hike Calculator

Calculate 3-year compounding 7%–12% annual renewal price escalators, forced multi-year lock-ins from missed 60/90-day notice windows, and CPI + 3% cap savings.

Open SaaS Renewal Calculator →
Physician & Medical Employment$25,000 – $65,000 Exit Liability

Physician Malpractice Tail Insurance Calculator

Estimate 175%–225% claims-made Extended Reporting Endorsement ("Tail") costs on departure and calculate your savings under a 3-year employer pro-rata vesting split.

Open Malpractice Tail Calculator →
Creator & Brand Sponsorship$15,000 – $95,000+ Usage Rights Shield

Creator Whitelisting & AI Usage Licensing Calculator

Calculate uncompensated paid-media whitelisting licensing fees (30%/mo rate), unpaid category exclusivity lockouts, and AI digital-double likeness clone value.

Open Creator Licensing Calculator →
Agency & Construction Subcontract$25,000 – $250,000+ Working Capital

Subcontractor Pay-if-Paid & Retainage Float Calculator

Model subcontractor working-capital float costs, 10% retainage lockups, and GC-insolvency default exposure vs. a 45-day Pay-when-Paid outside date and 5% retainage cap.

Open Pay-if-Paid Calculator →
M&A LOI & Startup Term Sheet$250,000 – $850,000+ Closing Proceeds

M&A Section 338(h)(10) Seller Tax Gross-Up Calculator

Calculate the ordinary-income vs. capital-gains tax spread and state entity taxes triggered by a buyer Section 338(h)(10) or F-Reorganization election and generate a Seller Tax Gross-Up.

Open M&A Tax Gross-Up Calculator →
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